Commercial Mortgages & Construction Loans

Whether it is to finance, purchase, or refinance business and investment properties, fund new construction, renovations or remodeling projects – Carroll Community Bank has the flexible terms to fit your needs.

Real Estate Loans

  • Available for amounts of $25,000 and up
  • Can be used to construct, purchase, or refinance an owner-occupied business property, or expand or remodel existing facilities
  • Provides a one-time lump sum for real estate purchases
  • For real estate construction, funds are disbursed throughout construction schedule
  • Fully amortizing and balloon payment options
  • Competitive, fixed or variable rate of interest
  • Secured by the owner-occupied real estate you are financing
  • Flexible repayment terms
  • 1st and 2nd mortgages available on owner occupied real estate up to maximum loan to value

Kim Heffner
NMLS# 783540
443 255 6944

Business Deposit Rates
(Annual Percentage Yield)
Savings and Money Markets **
Business Statement Savings.10%
Business Money Market.10% to .20%
Business AdvantageMoney Market.10% to .20%
Sole Proprietor / Non Profit Checking.05%
Business Power Package Account0.75%
Certificate of Deposit / IRA CDs
6 Month CD1.00%
12 Month CD.35%
15 Month CD.40%
18 Month- Add On CD***.70%
24 Month Penalty Free CD.50%
30 Month CD.50%
36 Month CD1.00%
48 Month CD1.15%
60 Month CD1.50%
**Money Market and Savings accounts are limited to 6 third party transfers per statement period (telephone, internet, check, draft, POS, similar order are limited to 6 per statement cycle). There will be a $15.00 fee for excessive electronic or third party transfers.***18-Month Add On CD – may make additional deposits of a minimum of $10.00
***18-Month Add On CD – may make additional deposits of a minimum of $10.00