Lines and Letters of Credit

Whether you need a line of credit to improve cash flow or purchase equipment, Carroll Community Bank has the type of loan with flexible terms to fit your needs. When you open a line of credit with Carroll Community Bank you get much more than just a financing solution.  You get a trusted advisor dedicated to helping your small business succeed.


  • Available for amounts $25,000 and up
  • Competitive variable rates
  • Fast, easy access to funds through our branches or online
  • Flexibility to pay in full or over time
  • May be secured by blanket lien on business assets, investments or owner occupied real estate

Kim Heffner
NMLS# 783540
443 255 6944

Business Deposit Rates
(Annual Percentage Yield)
Savings and Money Markets **
Business Statement Savings.10%
Business Money Market.10% to .20%
Business AdvantageMoney Market.10% to .20%
Sole Proprietor / Non Profit Checking.05%
Business Power Package Account0.75%
Certificate of Deposit / IRA CDs
6 Month CD1.00%
12 Month CD.35%
15 Month CD.40%
18 Month- Add On CD***.70%
24 Month Penalty Free CD.50%
30 Month CD.50%
36 Month CD1.00%
48 Month CD1.15%
60 Month CD1.50%
**Money Market and Savings accounts are limited to 6 third party transfers per statement period (telephone, internet, check, draft, POS, similar order are limited to 6 per statement cycle). There will be a $15.00 fee for excessive electronic or third party transfers.***18-Month Add On CD – may make additional deposits of a minimum of $10.00
***18-Month Add On CD – may make additional deposits of a minimum of $10.00