Loan Center

Few life experiences are as personally rewarding as buying a home. Whether it’s your first time or your fourth, buying a home is a landmark occasion. We respect that, and we celebrate it with you!  Our lenders work with you to create a personalized solution that best fits your needs.

Home Mortgages

Whether you’re buying, building or refinancing, we have the product for you. Choose from a variety of product terms. We offer Conventional, FHA and USDA loans.

  • Residential Mortgage – we have competitive interest rates with a variety of terms. We offer both fixed rates and adjustable rate (ARMs) mortgages.
  • Construction Loans – build your dream house we have competitive interest rates and terms.
  • Land / Lot Loans – when you find the property you are looking for, buy now and build later.

Construction Loans

Looking to Build Your Dream Home?

Carroll Community Bank's Construction Loan Program provides customers who are having a new home built with the flexibility of a Construction Only Loan or a Construction Permanent Loan

Our Construction perm loan offers:

*Simplicity - Secure financing with one application, one appraisal and one approval process.

*Convenience - You can buy the land close your construction loan and secure permanent financing.

*Flexiblity - Availability as fixed rate of adjustable-rate.

Home Equity Lines of Credit

Tap the Power of Your Home's Equity
Need Cash for home improvements, debt consolidation ... anything?

  • Consolidate your debt into one easy payment
  • Make home improvements
  • Pay for college
  • Buy a car
  • Have a ready-to-use safety net for financial emergencies

Home Equity Line of Credits give you the flexibility to access available funds now and in the future.

Personal Loans

  • Auto Loans – Choose the loan that works for you, for new or used car, truck, RV, or boat purchases.
  • CDs Secured Loans – Enjoy a fixed interest rate and a range of repayment terms.
  • Overdraft Line of Credit – This safety net in checking protection eliminates your worries about your current account balance.