Overdraft Line of Credit

With Overdraft Line of Credit, your checking account is covered. It protects you from overdrafts and from having transactions denied for insufficient funds.

How it Works

Overdraft Line of Credit is automatically activated when you exceed your checking account balance. For one small fee each day there is a transfer, as opposed to per item charges, you will have the assurance of knowing that your transactions are covered in the event you do not have enough money in your checking account.

To cover transaction, at the end of the day funds are transferred from your line of credit to your checking to cover your overdrafts. It's a safety net that provides convenience and peace of mind.

What Other Overdraft Protection Plans do we offer?

Sweep Overdrafts

Sweep Protection is the exciting option that automatically transfers funds from other designated CCB Checking, Savings, or Money Market Accounts to cover an overdraft items. No matter how many items are presented, one Sweep will cover all overdraft items in any given day, for one low fee.

All you have to do is call 866.293.1968 between the hours of 8:30 a.m. to 5:00 p.m., ET, or email us at customerservice@carrollcobank.com to learn more about our Overdraft Protection Plans.