6 – 15 Month CD
Features and Benefits:
- Minimum of $500 to open
- Minimum of $500 to earn Annual Percentage Yield
- Interest is compounded daily and credited monthly
- Fees may reduce earnings
- Choice of term
- Fixed interest rate account
- A penalty may be imposed for early withdrawal
18 Month Add-On CD
- Minimum of $100 to open
- Minimum of $100 to earn Annual Percentage Yield
- Additional deposits must be a minimum of $10
- Interest is compounded daily and credited monthly
- Fees may reduce earnings
- Fixed interest rate account
- A penalty may be imposed for early withdrawal
24 Month Penalty Free CD
Features and Benefits:
- Minimum of $500 to open
- Minimum of $500 to earn Annual Percentage Yield
- One penalty free withdrawal per year*
- Interest is compounded daily and credited monthly
- Fees may reduce earnings
- Fixed interest rate account
30-60 Month CD
Features and Benefits:
- Minimum of $500 to open
- Minimum of $500 to earn Annual Percentage Yield
- Interest is compounded daily and credited monthly
- Fees may reduce earnings
- Choice of term
- Fixed interest rate account
- A penalty may be imposed for early withdrawal
Individual Retirement Accounts (IRA) CDs
CD terms above may be used as Individual Retirement Accounts
Statement Savings IRA
Features and Benefits:
- Minimum of $25 to open
- Minimum of $100 to earn Annual Percentage Yield
- Interest is compounded daily and credited monthly
- Fees may reduce earnings
- Fixed interest rate account
- A penalty may be imposed for early withdrawal
* This account is allowed one penalty free withdrawal per year. One early withdrawal penalty will be waived for a withdrawal made after the first six days of the account term, or the first six days following any partial withdrawal, per year. For all other withdrawals a penalty may be imposed.
Deposit Rates
(Annual Percentage Yield)
Personal Savings Accounts | |
---|---|
Basic Savings | .05 |
Power Savings | .05 to .25 |
Kids Count Savings | .05 |
Personal Money Markets | |
Classic Money Market**.05 to .40 | |
Select Money Market | .05 to .40 |
Personal Checking Accounts | |
Basic Checking | .01 |
Advantage Checking | .02 |
Signature Checking | .02 |
Platinum Checking | .05 to .20 |
Senior Checking | .10 |
Premium Power Package Account | .75 |
Certificate of Deposit / IRA CDs | |
6 Month CD | .15 |
12 Month CD | .25 |
15 Month CD | .85 |
18 Month- Add On CD*** | .40 |
24 Month CD Penalty Free | .75 |
30 Month CD | .90 |
36 Month CD | 1.01 |
48 Month CD | 1.42 |
60 Month CD | 1.77 |
Statement IRA**** | .30 |