Personal Checking Comparison

Checking Comparison Chart

TypeFree CheckingStudent CheckingAdvantage CheckingPlatinum CheckingSenior Checking
      
Minimum Balance to Open$5.00$0.00$25.00$100.00$25.00
Minimum Balance to Earn Annual Percentage YieldNANA$100.00$100.00$100.00
Minimum Balance to Avoid Monthly FeeNANA$250.00 or Direct Deposit each statement cycle$2,500.00 or meet the following criteria: Have 12 Point of Sale (POS) signature based transactions per statement cycle, have direct deposit per statement cycle, perform 5 bill payment transactions per cycle statement and receive your statements electronicallyNo Monthly Service Fee
Monthly Maintenance FeeNANA$10.00$14.00No Monthly Service Fee
Free E-StatementsYesYesYesYesYes
Free Online Banking           with Bill PayYesYesYesYesYes
      
Monthly StatementYesYesYesYesYes
Unlimited Check WritingYesYesYesYesYes
Free Checks1st Set of Standard ChecksNA1st Set of Standard ChecksFree Premium Checks or $24.95 off other stylesFree Standard Checks or $5.00 off other styles
MasterCard Check CardYesYesYesYesYes
NSF WaiverOne NSF waived per rolling 12 monthsOne NSF waived per rolling 12 monthsOne NSF waived per rolling 12 monthsThree NSF waived per rolling 12 monthsOne NSF waived per rolling 12 months
Free ATMs5 non-CCB ATM fees waived  and 5 ATM fees waived charged by other Financial Institution per month with Direct Deposit4 non-CCB ATM fees waived  and 4 ATM fees waived charged by other Financial Institution per month15 non-CCB ATM fees waived  and 15 ATM fees waived charged by other Financial Institution per monthUnlimited - No fees for the use of non-CCB ATMs5 non-CCB ATM fees waived and 5 ATM fees waived charged by other Financial Institution per month
Overdraft Sweep Transfers AvailableYesYesYesYesYes
Discount on Safe Deposit BoxesNANA$15.00 discount based on availabilityFree Small Safe Deposit Box - based on availability$15.00 discount based on availability