Personal Checking

All Checking Accounts Receive:

Features and Benefits:

  • Free Debit Card
  • Free Online Banking
  • Free Online Bill Payment
  • Free Mobile Banking
  • Free ATM withdrawals*

See product descriptions below for details on how many non-CCB ATM withdrawals are free based on account type

Free Checking

  • Minimum of $5 to open
  • No monthly service fee
  • First set of standard checks free
  • One Overdraft fee waived per rolling 12 months
  • Five free non-CCB ATM withdrawals per month*

Student Checking

Age 23 and younger. Customers under 18 years of age must have an adult joint owner.

  • No minimum to open
  • No monthly service fee
  • One Overdraft fee waived per rolling 12 months
  • Four free non-CCB ATM withdrawals per month**

Advantage Checking

  • Minimum of $25 to open
  • Minimum of $100 to earn Annual Percentage Yield
  • Interest is compounded daily and credited monthly
  • Fees may reduce earnings
  • Must maintain a minimum balance of $250 or have a direct deposit each month to avoid a $10 monthly fee
  • First set of standard checks free
  • One Overdraft fee waived per rolling 12 months
  • Fifteen free non-CCB ATM withdrawals per month**
  • $15 discount on annual Safe Deposit Box rental (based on availability)

Platinum Checking

  • Minimum of $100 to open
  • Minimum of $100 to earn Annual Percentage Yield
  • Interest is compounded daily and credited monthly
  • Fees may reduce earnings
  • Must maintain a minimum balance of $2,500 or meet the following criteria to avoid a $14 monthly fee:
    • Twelve Point of Sale signature based transactions per statement cycle
    • At least one Direct Deposit per statement cycle
    • Five Online Bill Payment transactions per statement cycle
    • Enroll in E-Statements
  • Free standard checks, limit 4 boxes per year
  • Free Cashier’s Checks
  • Three Overdraft fees waived per rolling 12 months
  • Unlimited free non-CCB ATM withdrawals**
  • Free Small Deposit Box (based on availability)

Senior Checking

  • Minimum of $25 to open
  • Minimum of $100 to earn Annual Percentage Yield
  • Interest is compounded daily and credited monthly
  • Fees may reduce earnings
  • No monthly service fee
  • Free standard checks, limit 4 boxes per year
  • Free Cashier’s Checks
  • One Overdraft fee waived per rolling 12 months
  • Five free non-CCB ATM withdrawals**
  • $15 discount on annual Safe Deposit Box rental (based on availability)

Premium Power Package: (Dual Account Feature)

Premium Power Package Checking:

  • Must open a Premium Power Package Sweep Account
  • Minimum of $3,000 to open
  • Must maintain a minimum balance of $3,000.
  • Free standard checks, limit 4 boxes per year
  • Unlimited free non-CCB ATM withdrawals**

Premium Power Package Sweep:

  • Must open a Premium Power Package Checking Account
  • Minimum Balance $13,000 ($10,000 in Sweep Account plus $ 3,000 in Power Package Checking)
  • Minimum of $10,000 to earn Annual Percentage Yield
  • Interest is compounded daily and credited monthly
  • Fees may reduce earnings
  • Must maintain the required minimum balance of $13,000 to avoid an $18 monthly fee

*If you have at least one Direct Deposit per month, CCB will refund our non-CCB ATM withdrawal fee, as well as fees charged by the other institution
**CCB will refund our non-CCB ATM withdrawal fee, as well as fees charged by the other institution.