Personal Account Rates

Personal Account Rates

Effective 6/7/2019

Personal Savings Accounts

AccountMinimum to OpenMinimum Balance to
Avoid Monthly
Service Fee
Monthly Service FeeMinimum Balance to
Earn APY*
Interest RateAPY*
Basic Savings $20NoneNone$200.05%0.05%
Power Savings$25$250$10$250 -$4,999.990.05%0.05%
$5,000 -$9,999.990.05%0.05%
$10,000 - $24,999.990.05%0.05%
$25,000 -$49,999.990.10%0.10%
$50,000 - $99,999.990.15%0.15%
$1000000.20%0.20%
Kids Count Savings$5NoneNone00.05%0.05%

Personal Money Markets

Classic Money Market**$100.00$100.00$10.00$.01-$24,999.990.05%0.05%
$25,000-$49,999.990.10%0.10%
$50,000-$99,999.990.15%0.15%
$100,000 and above0.20%0.20%
$50,000-$99,999.99.15%.15%
Select Money Market$100.00$2500.00$10.00$.01 -$24,999.990.05%0.05%
$25,000 - $49,999.990.10%0.10%
$50,000 - $99,999.990.15%0.15%
$100,000 and above0.20%0.20%

Checking Accounts

AccountMinimum to OpenMinimum Balance to Avoid Monthly Service FeeMonthly Service FeeMinimum Balance to Earn APY*Interest RateAPY*
Free Checking$5NoneNoneNonen/an/a
Student Checking (23 years and younger)NoneNoneNoneNonen/an/a
Advantage Checking$25$250.00 or Direct Deposit$10$1000.02%0.02%
Platinum Checking$100$2500$14$100 - $24,999.990.05%0.05%
$25,000 - $49,999.990.10%0.10%
$50,000 - $99,999.990.15%0.15%
$100,000 +0.20%0.20%
Senior Checking (55 years +)$25NoneNone$1000.10%0.10%
Premium Power Package$13000$10,000.00 Sweep (Plus $3,000.00 in Premium Power Checking Account)$18$100000.75%0.75%

Certificate of Deposit and IRA

AccountMinimum to OpenMinimum Balance to Avoid Monthly Service FeeMonthly Service FeeMinimum Balance to Earn APY*Interest RateAPY*
6 Month CD$500.00NoneNone$5000.20%0.20%
12 Month CD$500.00NoneNone$5000.35%0.35%
15 Month CD$500.00NoneNone$5000.40%0.40%
18 Month- Add On CD***$100.00None None$1000.70%0.70%
24 Month CD Penalty Free$500.00NoneNone$5000.50%0.50%
30 Month CD$500.00None None$5000.50%0.50%
36 Month CD$500.00NoneNone$5000.99%1.00%
48 Month CD$500.00NoneNone$5001.14%1.15%
60 Month CD$500.00NoneNone$5001.49%1.50%
Statement IRA****$25.00NoneNone$1000.30%0.30%
Special 13 Month CD *****$1000.00 New MoneyNoneNone$10001.73%1.75%

*Annual Percentage Yield
A penalty may be imposed for early withdrawal on certificates of deposits
**Money market accounts and Savings accounts are limited to six third party transfers per statement period (telephone, internet, check, draft, POS, or similar order are limited to 6 per statement cycle). There will be a $15.00 fee for excessive electronic or third party transfers.
Fees may reduce earnings on accounts
Rates may change after account opening
***18-Month Add On CD – may make additional deposits of a minimum of $10.00
****A penalty may be imposed for early withdrawal on individual retirement accounts
*****Limited Time Offer. The 13-Month Special CD will automatically renew for a 12 month term from the initial and each succeeding maturity date at the interest rate then being offered by us for your type of account.