Personal Account Rates

Deposit Account Rates

Effective 12/13/2019

Deposit Account Rates
AccountMinimum to OpenMinimum Balance to Avoid Monthly Service FeeMonthly Service FeeMinimum Balance to Earn APY*Interest RateAPY*

Personal Savings Accounts
Basic Savings$20.00NoneNone$20.00.05.05
Power Savings$25.00$250.00$10.00$250 - $4,999.99.05.05
    $5,000 - $9,999.99.05.05
    $10,000 - $24,999.99.10.10
    $25,000 - $49,999.99.15.15
    $50,000 - $99,999.99.20.20
    $100,000.25.25
Kids Count Savings$5.00NoneNone$0.00.05.05

Personal Money Markets **
Classic Money Market$100.00$100.00$10.00$0 - $4,999.99.05.05
    $5,000 - $9,999.99.05.05
    $10,000 - $24,999.99.10.10
    $25,000 - $49,999.99.15.15
    $50,000 - $99,999.99.20.20
    $100,000 - $249,999.99.25.25
    $250,000 +.40.40
Select Money Market$100.00$2,500.00$10.00$0 - $4,999.99.05.05
    $5,000 - $9,999.99.05.05
    $10,000 - $24,999.99.10.10
    $25,000 - $49,999.99.15.15
    $50,000 - $99,999.99.20.20
    $100,000 - $249,999.99.25.25
    $250,000 +.40.40

Personal Checking Accounts
Free Checking$5.00NoneNoneNonen/an/a
Student Checking (23 years and younger)NoneNoneNoneNonen/an/a
Advantage Checking$25.00$250.00 or Direct Deposit$10.00$100.00.02.02
Platinum Checking$100.00$2,500.00$14.00$100 - $24,999.99.05.05
    $25,000 - $49,999.99.10.10
    $50,000 - $99,999.99.15.15
    $100,000 +.20.20
Senior Checking (55 years+)$25.00NoneNone$100.00.10.10
Premium Power Package$13,000.00$10,000 Sweep (Plus $3,000.00 in Premium Power Package Checking)$18.00$10,000 +.75.75

Certificate of Deposit / IRA CDs
6 Month CD$500.00NoneNone$500.00.50.50
12 Month CD$500.00NoneNone$500.00.70.70
15 Month CD$500.00NoneNone$500.00.75.75
18 Month- Add On CD***$100.00NoneNone$100.00.80.80
24 Month CD Penalty Free$500.00NoneNone$500.001.001.00
30 Month CD$500.00NoneNone$500.001.091.10
36 Month CD$500.00NoneNone$500.001.241.25
48 Month CD$500.00NoneNone$500.001.341.35
60 Month CD$500.00NoneNone$500.001.591.60
Statement IRA****$25.00NoneNone$100.00.30.30
Special 12 Month*****$1,000.00NoneNone$1,000.002.032.05

*Annual Percentage Yield

A penalty may be imposed for early withdrawal on certificates of deposits

**Money Market and savings accounts are limited to 6 third party transfers per statement period (telephone, Internet, check, draft, POS, or similar order are limited to 6 per statement cycle). There will be a $15.00 fee for excessive electronic or third party transfers.

Fees may reduce earnings on accounts

Rates may change after account opening

***18-Month Add On CD - may make additional deposits of a minimum of $10.00

****A penalty may be imposed for early withdrawal on individual retirement accounts

*****New Money Only-Limited Time Offer