Personal Account Rates

Personal Account Rates

Effective 7/28/2020

Personal Savings Accounts

AccountMinimum to OpenMinimum Balance to
Avoid Monthly
Service Fee
Monthly Service FeeMinimum Balance to
Earn APY*
Interest RateAPY*
Basic Savings$20NoneNone$200.03%0.03%
Power Savings$25$250$10$.01 up to $249.99.00%.00%
$250 -$24,999.990.03%0.03%
$25,000 -$49,999.990.03%0.03%
$50,000 - $99,999.990.03%0.03%
$100,000 and above0.05%0.05%
Kids Count Savings$5NoneNone$.01 and above0.03%0.03%

Personal Money Markets

Classic Money Market**$100.00$100.00$10.00$.01-$24,999.990.01%0.01%
$25,000-$49,999.990.03%0.03%
$50,000-$99,999.990.03%0.03%
$100,000 and above0.05%0.05%
Select Money Market$100.00$2500.00$10.00$.01 -$24,999.990.01%0.01%
$25,000 - $49,999.990.03%0.03%
$50,000 - $99,999.990.03%0.03%
$100,000 and above0.05%0.05%
Live.Work.Grow Money Market
$.01-$49,999.99.05%.05%
$50,000-$99,999.99.10%.10%
$100,000 and above.25%.25%

Checking Accounts

AccountMinimum to OpenMinimum Balance to Avoid Monthly Service FeeMonthly Service FeeMinimum Balance to Earn APY*Interest RateAPY*
Free Checking$5NoneNoneNonen/an/a
Student Checking (23 years and younger)NoneNoneNoneNonen/an/a
Advantage Checking$25$250.00 or Direct Deposit$10$1000.01%0.01%
Platinum Checking$100$2500$14$100 - $24,999.990.01%0.01%
$25,000 - $49,999.990.03%0.03%
$50,000 - $99,999.990.03%0.03%
$100,000 and above0.05%0.05%
Senior Checking (55 years +)$25NoneNone$1000.01%0.01%
Premium Power Package$13000$10,000.00 Sweep (Plus $3,000.00 in Premium Power Checking Account)$18$100000.40%0.40%

Certificate of Deposit and IRA

AccountMinimum to OpenMinimum Balance to Avoid Monthly Service FeeMonthly Service FeeMinimum Balance to Earn APY*Interest RateAPY*
6 Month CD$500.00NoneNone$5000.55%0.55%
12 Month CD$500.00NoneNone$5000.20%0.20%
15 Month CD$500.00NoneNone$5000.20%0.20%
18 Month- Add On CD***$100.00NoneNone$1000.20%0.20%
24 Month CD Penalty Free$500.00NoneNone$5000.30%0.30%
30 Month CD$500.00NoneNone$5000.40%0.40%
36 Month CD$500.00NoneNone$5000.40%0.40%
48 Month CD$500.00NoneNone$5000.55%0.55%
60 Month CD$500.00NoneNone$5000.60%0.60%
Statement IRA****$25.00NoneNone$1000.01%0.01%

*Annual Percentage Yield

** Savings and Money Market Accounts are limited to six (6) third party transfers per statement period by either telephone banking, online banking, mobile banking, check, draft, debit card or similar note. There will be a $15 fee for each time you exceed any of these limits.

*** 18 Month Add-On CD may make additional deposits of a minimum of $10.00.

**** A penalty may be imposed for an early withdrawal on Individual Retirement Accounts.