Savings, Money Market & CDs

Basic Savings Account

Features and Benefits:

  • Minimum of $20 to open
  • Minimum of $20 to earn Annual Percentage Yield
  • Interest is compounded daily and credited monthly
  • Fees may reduce earnings
  • No monthly service fee
  • Unlimited “over the counter” withdrawals

Power Savings

Features and Benefits:

  • Minimum of $25 to open
  • Minimum of $250 to earn Annual Percentage Yield
  • Interest is compounded daily and credited monthly
  • Fees may reduce earnings
  • Must maintain a minimum balance of $250 to avoid a $10 monthly fee
  • Unlimited “over the counter” withdrawals
  • Interest is tiered with higher balances earning higher rates

Kid’s Count Savings

Features and Benefits:

  • Minimum of $5 to open
  • No minimum balance to earn Annual Percentage Yield
  • Interest is compounded daily and credited monthly
  • Fees may reduce earnings
  • No monthly service fee
  • Convenient way for children to save money and earn interest

Classic Money Market

Features and Benefits:

  • Minimum of $100 to open
  • No minimum balance to earn Annual Percentage Yield
  • Must maintain a minimum balance of $100 to avoid a $10 monthly fee
  • Interest is compounded daily and credited monthly
  • Fees may reduce earnings
  • Interest is tiered with higher balances earning higher rates
  • Convenient access to your funds at the branch, online, or by check.
  • Money Market accounts are limited to six electronic or third party transfers per statement cycle*
  • There is a $15 fee for excessive electronic or third party transfers
  • Unlimited in person withdrawals
  • Monthly Statement

Select Money Market

Features and Benefits:

  • Minimum of $100 to open
  • No minimum balance to earn Annual Percentage Yield
  • Must maintain a minimum balance of $2,500 to avoid a $10 monthly fee
  • Interest is compounded daily and credited monthly
  • Fees may reduce earnings
  • Interest is tiered with higher balances earning higher rates
  • Convenient access to your funds at the branch, online, or by check.
  • Money market accounts are limited to six electronic or third party transfers per statement cycle*
  • There is a $15 fee for excessive electronic or third party transfers
  • Unlimited in person withdrawals
  • Monthly Statement

6 – 15 Month CD

Features and Benefits:

  • Minimum of $500 to open
  • Minimum of $500 to earn Annual Percentage Yield
  • Interest is compounded daily and credited monthly
  • Fees may reduce earnings
  • Choice of term
  • Fixed interest rate account
  • A penalty may be imposed for early withdrawal

18 Month Add-On CD

  • Minimum of $100 to open
  • Minimum of $100 to earn Annual Percentage Yield
  • Additional deposits must be a minimum of $10
  • Interest is compounded daily and credited monthly
  • Fees may reduce earnings
  • Fixed interest rate account
  • A penalty may be imposed for early withdrawal

24 Month Penalty Free CD

Features and Benefits:

  • Minimum of $500 to open
  • Minimum of $500 to earn Annual Percentage Yield
  • One penalty free withdrawal per year
  • Interest is compounded daily and credited monthly
  • Fees may reduce earnings
  • Fixed interest rate account

30-60 Month CD

Features and Benefits:

  • Minimum of $500 to open
  • Minimum of $500 to earn Annual Percentage Yield
  • Interest is compounded daily and credited monthly
  • Fees may reduce earnings
  • Choice of term
  • Fixed interest rate account
  • A penalty may be imposed for early withdrawal

Individual Retirement Accounts (IRA) CDs

CD terms above may be used as Individual Retirement Accounts

* Federal Banking Regulations restrict you to a combination of six (6) of the following types of transactions per statement cycle: checks, debit cards, or similar orders made payable to third parties, online banking transfers, pre-authorized debits and transfers to another account with us. Over the counter withdrawals are unlimited. Transaction limits apply. Excessive transactions over these limits may result in account closure.