Home Mortgages

Carroll Community Bank Creates Lending Solutions!

If you’re looking to purchase a new home in Maryland, South Central PA, or Northern Virginia or determining if now is the right time to refinance, you can count on our experienced team at CCB. We offer a wide range of programs and services to assist you with your specific financing needs. Our team of seasoned Mortgage Loan Officers will guide you through the entire process from exploring your financing options to the final closing.

Purchase and Refinance Loan Programs

Our financing options will help you purchase or refinance a new or existing home, a second/vacation home or personally held Investment properties.

Purchases – Buying a new home is exciting! Whether it’s your first time or your fourth, buying a home is a landmark occasion. We want to celebrate it with you!

Refinance - Whether you're looking to lower your monthly mortgage payment, switch to a fixed rate, or even get cash out to finance a major expense, we have the mortgage refinance information you need.

  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages
  • JUMBO loans

First-Time Home Buyer Programs

We offer expert guidance and flexible options to help make purchasing your first home a simpler process. Our Mortgage Loan Officers are excited to present the variety of loan options to best suit your needs.

“Make It Your Home” Loan

We offer expert guidance and flexible options to help make purchasing your first home a simpler process. Our Mortgage Loan Officers are excited to present the variety of loan options to best suit your needs.

FHA Loans

An FHA Loan is a mortgage that's insured by the Federal Housing Administration. This loan option offers competitive interest rates, lower down payment requirements and more flexible credit guidelines.

USDA Loans

USDA loans are mortgages backed by the U.S. Department of Agriculture as part of its USDA Rural Development Guaranteed Housing Loan program. USDA loans are available to home buyers with low-to-average income for their area, offer 100% financing with reduced mortgage insurance requirements and often below market rates.

Construction / Renovation Loans

CCB offers multiple construction and renovation products to help you build your dream home or update that home you have lived in for years!

Lot Loans

Building your dream home starts with finding the perfect location. With so many considerations to make in preparing to build, let us take care of the lot financing.

Home Equity Loans

Looking to tap into the equity you have worked so hard to build in your home? CCB has the loan that will allow you to just that!

Use the link below and we will create customized quotes based on your loan details.