Personal Loans

Auto Loans:  We are happy to assist you with the purchase or refinancing of your next vehicle. Contact us for more information and to take advantage of our competitive rates.

CD Secured Loans: With a deposit secured personal loan, you can use your funds in a Certificate of Deposit account as collateral for your loan, which may result in a lower interest rate. Deposit secured personal loans are available from $500 up to 100% of the balance in the collateral account.

Overdraft Line of Credit: A cash reserve is a convenient way for you to protect your personal checking account against unplanned cash shortages. Cash Reserve amounts range from $500 up to $5,000.

All loans subject to credit approval.

Visit your local Carroll Community branch today and experience the exceptional service that only an independent, community bank can offer.

Deposit Rates
(Annual Percentage Yield)
Personal Savings Accounts
Basic Savings.05%
Power Savings.05% to .25%
Kids Count Savings.05%
Personal Money Markets
Classic Money Market**.05% to .20%
Select Money Market.05% to .40%
Personal Checking Accounts
Free Checkingn/a
Student Checkingn/a
Advantage Checking.02
Platinum Checking.05%to .20%
Senior Checking.10%
Premium Power Package Account.75%
Certificate of Deposit / IRA CDs
6 Month CD.20%
12 Month CD.35%
15 Month CD.40%
18 Month- Add On CD***.70%
24 Month CD Penalty Free.50%
30 Month CD.50%
36 Month CD1.00%
48 Month CD1.15%
60 Month CD1.50%
Statement IRA****.30%
Special 13 Month CD*****1.75%
****A penalty may be imposed for early withdrawal on individual retirement accounts
*****Limited Time Offer. The 13-Month Special CD will automatically renew for a 12 month term from the initial and each succeeding maturity date at the interest rate then being offered by us for your type of account.