Personal Loans

Auto Loans:  We are happy to assist you with the purchase or refinancing of your next vehicle. Contact us for more information and to take advantage of our competitive rates.

CD Secured Loans: With a deposit secured personal loan, you can use your funds in a Certificate of Deposit account as collateral for your loan, which may result in a lower interest rate. Deposit secured personal loans are available from $500 up to 100% of the balance in the collateral account.

Overdraft Line of Credit: A cash reserve is a convenient way for you to protect your personal checking account against unplanned cash shortages. Cash Reserve amounts range from $500 up to $5,000.

All loans subject to credit approval.

Visit your local Carroll Community branch today and experience the exceptional service that only an independent, community bank can offer.

Kim Heffner
NMLS# 783540
443 255 6944
kheffner@carrollcobank.com

Deposit Rates
(Annual Percentage Yield)
Personal Savings Accounts
Basic Savings.05%
Power Savings.05 to .25
Kids Count Savings.05
Personal Money Markets
Classic Money Market**.05 to .40
Select Money Market.05 to .40
Personal Checking Accounts
Free Checkingn/a
Student Checkingn/a
Advantage Checking.02
Platinum Checking.05 to .20
Senior Checking.10
Premium Power Package Account.75
Certificate of Deposit / IRA CDs
6 Month CD.50
12 Month CD.60
15 Month CD.75
18 Month- Add On CD***.70
24 Month CD Penalty Free.90
30 Month CD.90
36 Month CD1.10
48 Month CD1.30
60 Month CD1.55
Statement IRA****.30
Special 13 Month CD*****2.05
Special 25 Month CD*****2.15
****A penalty may be imposed for early withdrawal on individual retirement accounts
*****Limited Time Offer. The 13-Month Special CD will automatically renew for a 12 month term from the initial and each succeeding maturity date at the interest rate then being offered by us for your type of account. The 25-Month Special CD will automatically renew for a 24 month term from the initial and each succeeding maturity date at the interest rate then being offered by us for your type of account.