Personal Overdraft Protection

No matter how careful you are with your finances, sometimes mistakes happen. You thought the check had already cleared, your deposit didn’t go in when you thought—we’ve all been there.

Save Yourself the Hassle

With Overdraft Protection, you're saved from having a purchase denied or a check returned for insufficient funds. We'll link your personal checking account to another CCB Bank checking, savings, money market, or line of credit. When there's an insufficient balance in your checking account to pay for any item, funds are automatically transferred that night from your linked account to cover your purchases.

All you have to do is call 410.795.1900 between the hours of 8:30 a.m. to 5:00 p.m., ET, or email us at to learn more.

Deposit Rates
(Annual Percentage Yield)
Personal Savings Accounts
Basic Savings.05
Power Savings.05 to .25
Kids Count Savings.05
Personal Money Markets
Classic Money Market**.05 to .40
Select Money Market.05 to .40
Personal Checking Accounts
Basic Checking.01
Advantage Checking.02
Signature Checking.02
Platinum Checking.05 to .20
Senior Checking.10
Premium Power Package Account.75
Certificate of Deposit / IRA CDs
6 Month CD.15
12 Month CD.25
15 Month CD.85
18 Month- Add On CD***.40
24 Month CD Penalty Free.75
30 Month CD.90
36 Month CD1.01
48 Month CD1.42
60 Month CD1.77
Statement IRA****.30