Personal Savings

Basic Savings Account

Features and Benefits:

  • Minimum of $20 to open
  • Minimum of $20 to earn Annual Percentage Yield
  • Interest is compounded daily and credited monthly
  • Fees may reduce earnings
  • No monthly service fee
  • Unlimited “over the counter” withdrawals

Power Savings

Features and Benefits:

  • Minimum of $25 to open
  • Minimum of $250 to earn Annual Percentage Yield
  • Interest is compounded daily and credited monthly
  • Fees may reduce earnings
  • Must maintain a minimum balance of $250 to avoid a $10 monthly fee
  • Unlimited “over the counter” withdrawals
  • Interest is tiered with higher balances earning higher rates

Kid’s Count Savings

Features and Benefits:

  • Minimum of $5 to open
  • No minimum balance to earn Annual Percentage Yield
  • Interest is compounded daily and credited monthly
  • Fees may reduce earnings
  • No monthly service fee
  • Convenient way for children to save money and earn interest
Deposit Rates
(Annual Percentage Yield)
Personal Savings Accounts
Basic Savings.05
Power Savings.05 to .25
Kids Count Savings.05
Personal Money Markets
Classic Money Market**.05 to .40
Select Money Market.05 to .40
Personal Checking Accounts
Basic Checking.01
Advantage Checking.02
Signature Checking.02
Platinum Checking.05 to .20
Senior Checking.10
Premium Power Package Account.75
Certificate of Deposit / IRA CDs
6 Month CD.15
12 Month CD.25
15 Month CD.85
18 Month- Add On CD***.40
24 Month CD Penalty Free.75
30 Month CD.90
36 Month CD1.01
48 Month CD1.42
60 Month CD1.77
Statement IRA****.30