Basic Savings Account
Features and Benefits:
- Minimum of $20 to open
- Minimum of $20 to earn Annual Percentage Yield
- Interest is compounded daily and credited monthly
- Fees may reduce earnings
- No monthly service fee
- Unlimited “over the counter” withdrawals
Power Savings
Features and Benefits:
- Minimum of $25 to open
- Minimum of $250 to earn Annual Percentage Yield
- Interest is compounded daily and credited monthly
- Fees may reduce earnings
- Must maintain a minimum balance of $250 to avoid a $10 monthly fee
- Unlimited “over the counter” withdrawals
- Interest is tiered with higher balances earning higher rates
Kid’s Count Savings
Features and Benefits:
- Minimum of $5 to open
- No minimum balance to earn Annual Percentage Yield
- Interest is compounded daily and credited monthly
- Fees may reduce earnings
- No monthly service fee
- Convenient way for children to save money and earn interest
Deposit Rates
(Annual Percentage Yield)
| Personal Savings Accounts | |
|---|---|
| Basic Savings | .05 |
| Power Savings | .05 to .25 |
| Kids Count Savings | .05 |
| Personal Money Markets | |
| Classic Money Market**.05 to .40 | |
| Select Money Market | .05 to .40 |
| Personal Checking Accounts | |
| Basic Checking | .01 |
| Advantage Checking | .02 |
| Signature Checking | .02 |
| Platinum Checking | .05 to .20 |
| Senior Checking | .10 |
| Premium Power Package Account | .75 |
| Certificate of Deposit / IRA CDs | |
| 6 Month CD | .15 |
| 12 Month CD | .25 |
| 15 Month CD | .85 |
| 18 Month- Add On CD*** | .40 |
| 24 Month CD Penalty Free | .75 |
| 30 Month CD | .90 |
| 36 Month CD | 1.01 |
| 48 Month CD | 1.42 |
| 60 Month CD | 1.77 |
| Statement IRA**** | .30 |